While the Press and media are always telling us to shop around
for the cheapest home insurance quote, it can be difficult to do
if you don't know where to start. Here we explain the best
places to look - and how to ensure you get the best price on
your home insurance quote.
Did you know that complacency is the biggest reason why we
overpay on our insurance? And that's not just home insurance,
but motor insurance too. The renewal notice drops through your
letterbox once a year from your current insurer and the premium
doesn't look much more expensive than last year. So, you decide,
for ease (and - dare we say it - out of sheer laziness!) to
stick with the same insurer.
Big mistake!
While you may be happy with your current insurer, if you want to
pay less for your insurance, then you really do need to shop
around - if only to satisfy yourself that you really have got
the best deal going!
And this needn't be an exhaustive exercise that eats in to your
precious time - you don't have to trawl the High Street or make
lots of 'phone calls - you can do it simply and quickly from the
comfort of your PC.
The great thing about using the internet to search out home
insurance quotes is that it is speedy, free and you don't have
to converse with anyone, thus saving you time and effort! You
can also do it 24/7, giving you the freedom to do your research
at a time convenient to you.
And because the with online quotes and purchases there is less
administration to do for the insurer, they can offer you
discounts, typically 5%-15% off the normal premium!
Finally, to ensure you find the right policy at the best price,
do get at least three home insurance quotes so that you can
compare terms and conditions etc. Try to get each quote on a
like for like basis so that you can make a true cost comparison
- do not make the mistake of choosing the cheapest premium
without checking out that there is no compromise on the cover
offered.
About the author:
Jason Hulott is Business Development Director of Protection
Insurance. Protection Insurance is an internet based insurance
business dedicated to getting consumers the very best insurance
rates and the best products. Our product portfolio includes
H
ome Insurance
